At AMEGA Financial Solutions we can work with you to get your home loan paid down sooner.
We educate and implement tailored solutions for our clients. Some strategies include:
- Use of an offset account to pay less interest
- Consideration of fixed or variable rate loans to get a better deal
- Additional payments on a regular basis
- Make more frequent repayments
- Clear higher interest paying loans first
- Renegotiate your rate to pay a lower cost to hold the loan (cost = interest)
- Reassess your overall banking to ensure every dollar is helping you not the bank
- Have your income paid direct into your loan
- Commit to current repayments even when interest rates decrease
- Reassess your home loan every 12 months
- Consider investments that can help reduce your debt
- Accountability – Have a plan and stick to it
There are many strategies we can implement, these will be provided once we have understood your position. Only by understanding your position can we provide a fully tailored strategy that will get you on the road to being debt free.
If you would like to speak to one of our Debt Specialist, click on the link below to book your 15-minute initial meeting.
Alternatively if you would prefer to speak with us – please call us directly on (03) 9908 3390